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Client Reviews

WHAT OUR CLIENTS
ARE SAYING

Real Easy Medicare is simply
unparalleled in the realm of
Medicare services! Their team
exudes knowledge, expertise,
punctuality, and professionalism.
But what truly sets them apart is
their genuine care for us seniors!
I’m eager to spread the word
about this exceptional company to
everyone I know. My heartfelt
thanks for making this process not
just easy, but also a delightful
experience! May blessings abound
for you always!

-Jedus Q

Embarking on the journey to
understand this on my own, I was
met with an overwhelming wave of
confusion. But then, I found Al from
Real Easy Medicare. With his
outstanding service, he delivered
detailed comparisons, clear
explanations, and prompt answers,
all wrapped in professionalism and
a congenial manner. Save yourself
the stress—reach out to Real Easy
Medicare.

- Marsha B

Real Easy Medicare has proven to
be an invaluable resource for
Medicare recipients! I first
encountered their expertise
through ‘Medicare in a Minute’ on
TikTok and YouTube. After reaching
out with an inquiry, they responded
within a day. Kushner was
exceptionally courteous, patient,
and informed! All thanks to Real
Easy Medicare, I’ve bid farewell to
any Medicare-related stress!

- Isabella K

After engaging with the
enlightening audiobook Virtual
Medicare, I reached out to Real
Easy Medicare. Their response
came within a mere 24 hours. I
commend Carole for her
exceptional professionalism,
extensive knowledge, and
helpfulness. She was highly
responsive to my needs. I can
confidently say that I won’t be
seeking assistance from any other
company! My highest
endorsement goes to Real Easy
Medicare. Thank you to Real Easy
Medicare and Carole for their
invaluable support.

-MaryJo M

Engaging with Medicare
information has never been as
gratifying as this experience. Carole
showcased her professionalism and
deep knowledge, standing out in
stark contrast to the slew of
automated calls I’ve previously
encountered. This was the first time
I had the pleasure of speaking to a
real person. Carole’s calming
demeanor immediately put me at
ease, creating a sense of familiarity
as if we had known each other for
years.

- Bobby W.

For those on the verge of initiating
Medicare, this service is undeniably
essential. The team demonstrates
an impressive level of expertise,
and they are equipped with
effective strategies and resources
to help pinpoint the optimal
solution for your individual
circumstances. They extend their
support beyond the initial phase by
offering a wealth of valuable tips
and advice for future needs. Their
assistance significantly reduced my
stress levels and led to substantial
savings compared to my company’s
premiums. I encourage you not to
delay – reach out to them
immediately!

- Janet R

Navigating the intricate and costly
world of Medicare can be daunting, as
I learned from my initial consultations
with several self-proclaimed
“experts.” Their advice left me feeling
uncertain about making any decisions.
However, my experience with Real
Easy Medicare was remarkably
different. They are not tied to any
specific insurance agency, so they
have no vested interest in pushing
one plan over another. This unbiased
approach allowed me to receive
factual information without any
undue pressure. Al Kushner, the
acclaimed author of Virtual Medicare,
guided me through my options. His
clear explanations instilled
confidence and assurance, enabling
me to select a supplement plan that
best met my needs. Surprisingly, the
cost was far less than I anticipated.
I wholeheartedly award 5 stars to
both Real Easy Medicare and Al
Kushner. I cannot recommend their
team highly enough!

- Vicky V.

After months of diligently following
‘Medicare in a Minute’ and multiple
readings of their excellent book, I
felt well-prepared when the time
came to register for Medicare. I had
clarity about my needs and
preferences. When I reached out to
Real Easy Medicare, their service
truly lived up to their name – they
made the entire process
straightforward and effortless. A
heartfelt thank you to the
representative who assisted me
throughout this journey.

- Jimmy G

Real Easy Medicare has proven to
be an invaluable resource for
Medicare recipients! I first
encountered their expertise
through ‘Medicare in a Minute’ on
TikTok and YouTube. After reaching
out with an inquiry, they responded
within a day. Kushner was
exceptionally courteous, patient,
and informed! All thanks to Real
Easy Medicare, I’ve bid farewell to
any Medicare-related stress!

- Isabella K

What is medicare insurance?

Medicare is a national health insurance program in the United States, begun in 1966 under the Social Security Administration (SSA) and now administered by the Centers for Medicare and Medicaid Services (CMS). It provides health insurance for Americans aged 65 and older, younger people with some disability status as determined by the Social Security Administration, as well as people with end stage renal disease and amyotrophic lateral sclerosis (ALS or Lou Gehrig’s disease).

In 2018, Medicare provided health insurance for over 59.9 million individuals—more than 52 million people aged 65 and older and about 8 million younger people. On average, Medicare covers about half of healthcare expenses of those enrolled. Medicare is funded by a combination of a payroll tax, beneficiary premiums and surtaxes from beneficiaries, co-pays and deductibles, and general U.S. Treasury revenue.

Medicare benefits and parts

Medicare has four parts: loosely speaking Part A is Hospital Insurance. Part B is Medical Services Insurance. Medicare Part D covers many prescription drugs, though some are covered by Part B. In general, the distinction is based on whether or not the drugs are self-administered but even this distinction is not total. Public Part C Medicare health plans, the most popular of which are branded Medicare Advantage, are another way for Original Medicare (Part A and B) beneficiaries to receive their Part A, B and D benefits; simply, Part C is capitated fee and Original Medicare is fee for service. All Medicare benefits are subject to medical necessity.

The original program included Parts A and B. Part-C-like plans have existed as demonstration projects in Medicare since the early 1970s, but the Part was formalized by 1997 legislation. Part D was enacted by 2003 legislation and introduced January 1, 2006. Previously coverage for self-administered prescription drugs, if desired, was obtained by private insurance or through a public Part C plan (or by one of its predecessor demonstration plans before enactment).

In April 2018, CMS began mailing out new Medicare cards with new ID numbers to all beneficiaries. Previous cards had ID numbers containing beneficiaries’ Social Security numbers; the new ID numbers are randomly generated and not tied to any other personally identifying information.

History of medicare

The name “Medicare” was originally given to a program providing medical care for families of people serving in the military as part of the Dependents’ Medical Care Act, which was passed in 1956. President Dwight D. Eisenhower held the first White House Conference on Aging in January 1961, in which creating a health care program for social security beneficiaries was proposed. In July 1965, under the leadership of President Lyndon Johnson, Congress enacted Medicare under Title XVIII of the Social Security Act to provide health insurance to people age 65 and older, regardless of income or medical history. Johnson signed the Social Security Amendments of 1965 into law on July 30, 1965, at the Harry S. Truman Presidential Library in Independence, Missouri. Former President Harry S. Truman and his wife, former First Lady Bess Truman became the first recipients of the program. Before Medicare was created, only approximately 60% of people over the age of 65 had health insurance, with coverage often unavailable or unaffordable to many others, as older adults paid more than three times as much for health insurance as younger people. Many of this group (about 20% of the total in 2015) became “dual eligible” for both Medicare and Medicaid with the passing of the law. In 1966, Medicare spurred the racial integration of thousands of waiting rooms, hospital floors, and physician practices by making payments to health care providers conditional on desegregation. (Source Wikipedia)

Client Reviews

WHAT OUR CLIENTS
ARE SAYING